Finally, a budget that doesn't break when life happens
Most budgets break the first week. LollyBudget remembers your plan—even when you adjust.
No credit card required • 30-day refund guarantee
Why every budget you've tried has failed
They assume your life is predictable.
But then:
- •Your car needs repairs ($400)
- •Holiday groceries cost more ($150 extra)
- •You get a bonus ($2,000)
Rigid budgets can't handle this. You move money around, lose track of your original plan, and end up with categories marked "underfunded" everywhere.
Were you over budget? Under? Who knows.
LollyBudget is different. Adjust any category, any month, and your budget stays intact. Your plan is always visible. Every change is tracked.
Override this month. Auto-reset next month.
The problem: You moved $100 from Entertainment to Groceries. Now Entertainment shows "underfunded." Add money back? Now you're over budget. Next month: what was your plan again?
- Your base budget = your PLAN (always visible)
- Override any category for just this month
- Auto-resets next month—no memory loss
- Full change history with one-click undo
Budget together. See who changed what.
The problem: You moved money to cover groceries. Your partner moved it back. Now you're both confused—and maybe a little annoyed. "Who changed this?" becomes a weekly argument.
- Invite your partner—both see the same budget
- Every change shows who made it and when
- Real-time sync—no more "my app says different"
- Role-based access for families or roommates
Undo anything. Never lose your plan.
The problem: You made a transfer last week. Or was it two weeks ago? You can't remember the original amounts. Now you're guessing what your budget used to look like.
- Complete history of every budget change
- One-click undo for any change (including transfers)
- See who changed what, when, and why
- Your base plan is always visible, never buried
No transaction homework. Ever.
Other apps create a second job. LollyBudget doesn't.
The YNAB trap: Every transaction needs "approval." Miss a week? Come back to hundreds waiting for you. It takes hours to catch up.
Auto-approve everything? Now your categories are wrong and your budget is useless.
So you give up. Not because budgeting is hard—because the app made it a chore.
LollyBudget: Zero approval. Zero review. Zero guilt.
Transactions are categorized automatically
No queue. No "pending review." It's just done.
We trust our AI—so you don't have to babysit it
No "confirm" buttons. No approval workflows. It works.
Fix something once, and the AI learns
"COSTCO GAS" keeps showing up as Groceries? Fix it once → Fuel forever.
Teach it with descriptions
Add a note like "Amazon PRIME = Subscriptions" and it remembers. Your AI, trained by you.
Open the app after a week away.
No pile of transactions. No catch-up. Just your budget, ready to go.
What people are saying
Real feedback from people who finally found a budget that works.
"I've tried Mint, YNAB, spreadsheets—nothing stuck. Within a month I'd move money around, forget my original plan, and give up. LollyBudget is different. I adjusted groceries three times last month, but I can still see exactly what I planned to spend. Eight months in and I'm still budgeting."
Sarah K.
First budget that lasted more than 6 weeks
"December destroyed my budget—gifts, travel, car repair. In YNAB, I would have been staring at red 'underfunded' warnings everywhere. In LollyBudget, I just overrode December. January 1st? Automatic reset. My plan came right back."
Marcus T.
YNAB refugee
"My wife and I finally stopped arguing about who changed the budget. Now we can see exactly who did what, when, and why. One click to undo if someone messes up. No more guessing."
David & Emma R.
Budgeting together for 4 months
"The thing I never had before: I can see what I PLANNED to spend, separate from what I'm spending THIS month. That clarity is everything. I'm not guessing anymore."
Jamie L.
Finally organized after years of chaos
The sweet extras
Bank sync that stays current
Connect checking, savings, credit cards—transactions flow in automatically. No CSV exports. No manual entry. Just connect and go.
Skip a month guilt-free
Savings goals that understand life happens. Skip a contribution when you need to—it automatically picks back up next month. No guilt. No manual fixing.
Credit cards that don't break your math
Pay your card and it's a transfer, not new spending. No tutorials. No special categories. Your totals stay accurate without you thinking about it.
One number: what you can spend today
Open the app and know instantly: "I can spend $23 today." No mental math. No checking three categories. Just one number.
Everything else
The details that make the difference. Every feature earns its place.
The Scoop
- •Your Money Story — A plain-English summary of your month. No charts to decode.
- •Custom widgets — Arrange your dashboard your way. See what matters to you.
- •Daily allowance front and center — Open the app, see your number. Done.
Stay in the Loop
- •Text notifications — Get your daily allowance via SMS. Don't even open the app.
- •Spending alerts — Know when you're getting close to a limit.
- •Weekly summaries — A quick recap without logging in.
Smart Categorization
- •AI suggests new categories — Gym transaction but no Health category? We'll ask if you want one.
- •Create categories inline — Add a new category right from the transaction. No workflow interruption.
- •Teach with descriptions — Tell the AI what "AMZN MKTP" means to you.
Budgeting
- •Custom categories — Organize your way, not ours.
- •Category groups — Collapse "Bills" when you don't need to see it.
- •Budget transfers — Move money between categories in one click.
- •Multiple income sources — Bi-weekly, monthly, irregular—we handle it.
Transactions
- •Split transactions — Costco run with gas? Split it properly.
- •Search everything — Find any transaction instantly.
- •Add notes — "Birthday gift for Mom" beats "TARGET 5847".
- •Exclude from budget — Reimbursements don't count as spending.
Savings Goals
- •Target by date — "Hawaii by June 2025."
- •Target by amount — "$3,000 for new laptop."
- •Skip months — Life happens. Goals pause and auto-resume.
- •Visual progress — See how close you are at a glance.
Collaboration
- •Invite your partner — Both see the same budget, real-time.
- •Activity feed — Who changed what, when, and why.
- •Role-based access — Control who can edit vs. view only.
- •Works for roommates too — Not just couples.
Works Everywhere
- •Web app — Full experience in your browser.
- •Mobile responsive — Works great on your phone.
- •Instant sync — Changes appear everywhere immediately.
Your Data
- •Export anytime — CSV download whenever you want.
- •Delete completely — Leave and we wipe everything. Actually.
- •No data selling — We make money from subscriptions, not you.
Common questions (answered quickly)
What if I'm already using another budgeting app?
LollyBudget connects directly to your bank, so your transactions import automatically. No need to export/import anything. Most people run both apps in parallel for a week, then switch fully once they're comfortable.
Is my bank data safe?
We use Quiltt for bank connections—the same infrastructure used by major financial apps. We never see your bank credentials. Your data is encrypted and we never sell it.
Can I try it before paying?
Yes! Your first 14 days are completely free. No credit card required to start. If you love it, subscribe. If not, no hard feelings.
What if it's not for me?
Cancel anytime with one click. If you cancel within 30 days of paying, we'll refund you—no questions asked.
Simple pricing. No surprises. No tricks.
Everything included. No tiers. No upsells.
14-day free trial • No credit card required • 30-day refund guarantee 🍭
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We partnered with the best so you don't have to worry.
Quiltt handles bank connections
We never see your bank password. Quiltt connects securely and only shares transaction data with us—read-only access, no transfer capability.
Stripe handles payments
We never see your full card number. Stripe is trusted by millions of businesses worldwide and meets the highest security standards.
Your data stays yours
Encrypted in transit and at rest. Never sold to third parties. Delete your account anytime and we'll wipe everything.
We make money from subscriptions, not your data. Simple as that.
Ready to try a budget that remembers your plan?
Your first 14 days are free. No credit card required.
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